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- Life insurance is a contract between an individual and an insurance company in which the individual pays a premium (regular payments) in exchange for a lump-sum payment (known as a death benefit) to be paid to their designated beneficiaries upon their death. Life insurance provides a measure of financial security and peace of mind to the policyholder, knowing that their loved ones will be taken care of financially in the event of their death.
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- Term life insurance is a type of life insurance that provides coverage for a specific period of time, usually ranging from one to thirty years. It is designed to provide financial protection for your loved ones in the event of your untimely death during the term of the policy.
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