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- Homeowners insurance, also known as home insurance, is a type of insurance policy that provides financial protection to homeowners in the event of damage or loss to their property, personal belongings, or liability for injuries or property damage to others. It is typically required by mortgage lenders as a condition of the loan.
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- Renters insurance is an insurance policy that provides financial protection for tenants who rent a living space, such as an apartment or a home. It typically includes coverage for personal belongings, liability for injuries or damages caused to others, and additional living expenses if the rental unit becomes uninhabitable due to a covered loss. Renters insurance policies may have limits and exclusions, and tenants can consider purchasing additional coverage for high-value items.
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