Life insurance
  • Life insurance is a contract between an individual and an insurance company in which the individual pays a premium (regular payments) in exchange for a lump-sum payment (known as a death benefit) to be paid to their designated beneficiaries upon their death. Life insurance provides a measure of financial security and peace of mind to the policyholder, knowing that their loved ones will be taken care of financially in the event of their death.
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Short Term Disability Insurance
  • Short term disability insurance is a type of insurance that provides income replacement benefits to employees who are unable to work due to an illness or injury for a specified period of time, typically up to six months. It is designed to help cover living expenses such as rent, utilities, and food while you are unable to work. It is often offered as an employee benefit through your employer, but individual policies can also be purchased through insurance carriers.
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