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- Health insurance is a type of insurance that helps cover the cost of medical expenses for individuals or families. It can be provided by employers or purchased directly from insurance companies, and typically covers doctor visits, hospital stays, prescription medications, diagnostic tests, and surgeries.
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- Private health insurance is a type of insurance that individuals can purchase to cover the cost of healthcare expenses. Unlike public health insurance, which is provided by the government, private health insurance is offered by private companies and can be purchased by individuals or provided as a benefit by employers.
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- Private medical insurance (PMI) is a type of health insurance that covers the cost of private medical treatment, providing prompt access to specialist care and a wider range of treatment options.
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- Short term health insurance provides temporary coverage for individuals who need health insurance for a limited period of time. This type of insurance typically provides coverage for less than 12 months and is designed to fill gaps in coverage when a person is in between jobs or waiting for employer-provided coverage to begin. Learn more about the benefits and limitations of short term health insurance to determine if it's the right option for your temporary healthcare needs.
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